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Your Credit Union

Credit Unions are cooperatives, owned by the members. The Credit Union philosophy is Not for Profit, Not for Charity, But for Service. Credit Unions today are chartered and regulated under Federal or State Charters. The National Credit Union Administration as well as the Credit Union National Association provide support and guidance to Credit Unions.

By letting people pool their money, they could make loans to each other. Only members can borrow from a credit union. Loans are to be approved for "prudent and productive purposes" and the desire of a member to repay a loan (their character) is more important than their ability to repay the loan (their income).

Current Statistics of Southwest Colorado Federal Credit Union

Financial Statements are posted on site at 15 Bodo Drive, Durango, CO.