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Rates & Calculators
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Savings Account Rates
Savings Account Rates effective 12/31/2009
Annual Percentage Yield (APY)
- Regular Savings Rate 0.35% APY
- Money Market rates from 0.50% APY to 1.00% APY
- Dividend bearing checking from 0.10% APY to 0.20% APY
- IRA Deposit Rate 1.00% APY
- Health Savings Account Rate 1.00% APY
Certificate Account Rates
Certificate Account Rates effective 2/1/2010
Annual Percentage Yield (APY)
- Certificate Accounts from 0.25% APY to 2.15% APY
- FLEX Certificate Accounts from 0.70% APY to 1.59% APY
- IRA Certificate Accounts from 1.36% APY to 2.25% APY
- Education Certificate Accounts from 1.36% APY to 2.25% APY
Loan Rates
Loan rates effective 12/31/2009
Rates based on credit score and terms
Annual Percentage Rate (APR)
- Signature loan rates from 10.00% APR to 13.00% APR based on credit score
- Vehicle loan rates from 5.25% APR to 16.00% APR based on credit score and year of vehicle
- Recreational vehicle loan rates from 7.50% APR to 15.25% APR based on credit score and year of vehicle
- Moblie home loan rates from 9.75% APR to 16.50% APR
- Overdraft Line of Credit rate 12.90% APR
- 1st Mortgages - Rate changes daily, please contact the Loan Department
- Fixed Rate 2nd Mortgages from 6.50% APR to 15.75% APR based on credit score and CLTV
- Vacant lot rates from 7.50% APR to 15.00% APR based on credit score and term
- Home Equity Line of Credit rates from 3.50% APR to 7.25% APR